Down Payment· 6 min
Down payment assistance programs in IL and AZ
A working list of state and local programs that can put $5k–$15k toward your purchase.
Illinois and Arizona both offer statewide down payment assistance for qualifying buyers, often paired with fixed-rate first mortgages.
Assistance can come as a forgivable second lien, a deferred loan, or a grant. Income limits and homebuyer education are common requirements.
Program funding changes frequently, so confirm availability before you write an offer.