Schedule a free, personalized consultation

Step-by-step guidance to help you understand the process, evaluate your loan options, and prepare yourself financially to achieve your goal.

This advice is for first-time homebuyers—specifically, people who are:

  • Thinking about buying their first home, but don’t know how to start..

  • Looking for step-by-step guidance or clear options.

  • Unsure about important financial steps like credit, savings, or mortgage pre-approval.

  • Even if you have some experience (e.g., helping others, renting, or researching), you're now ready to make your own purchase and want clarity

The consultation includes:

  • Personalized Evaluation: We assess your financial profile, credit, income, and savings to give you a clear picture of your realistic home buying options.

  • Step-by-Step Guidance: We walk you through the full process of what it takes to qualify for a home loan—from pre-approval to closing.

  • Customized Options: Based on your income, savings, and goals, we show you what kind of homes and loans may be available to you.

  • Clear, Patient Answers: You can ask anything—whether it's basic or complex—and we’ll explain everything clearly and without pressure.

This consultation is designed to help you feel informed,

confident, and ready to move forward. Want help preparing for it or setting up a list of questions to ask?

Your Homebuying Journey in 4 Simple Steps

  • Step 1: Let’s Talk About Your Goals: Schedule a free consulation with our team so we can get to know you.

    We’ll ask questions like:

    • Why do you want to buy a home?

    • How much do you earn?

    • What’s your current living and financial situation?

  • Step 2: Find Out What You Qualify For (Pre-approval):
    Schedule a free We’ll take a look at your credit, income, and savings to help you understand:

    • If you qualify to purchase

    • How much you could afford

  • Step 3: Review Your Best Options We’ll explain the loan programs that fit you best, such as:

    • FHA, VA, or Conventional loans

    • First-time buyer assistance programs, etc

  • Step 4: Get Connected & Supported: If you're ready, we’ll introduce you to a trusted real estate agent in your area.

    And we’ll stay by your side from:

    • Pre-qualification

    • To home search

    • All the way to closing day

You’ll never be left figuring it out alone.

TESTIMONIALS

What others are saying

"From Confused to Confident"

I had no idea where to start, but ZIMA walked me through every step of the homebuying process. They explained things clearly and patiently. Thanks to their support, I now own my first home!

— Ana P., Chicago

"Real Help and Understanding"

"ZIMA Mortgage made me feel heard and understood. I didn’t think I could qualify, but after our call, I had a clear plan and the motivation to move forward. They truly care.."

— Jorge M., Arizona

"Wish I Had Called Sooner"

"The free consultation was a game-changer. They explained what I could afford, how much I needed to save, and gave me real options. I wish I had done it sooner!"

— Isabel R., Texas

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