Meet Our Team

At ZIMA Mortgage, we believe that dreams are built by a team. Our professionals are committed to guiding you with clarity, care, and strategy every step of the way—whether you're buying your first home or planning for long-term financial growth.

Get to Know the People Behind ZIMA:

CAROLA DEL ROSARIO

Founder & Broker Owner

Carola brings a personalized approach to lending, focusing on building long-term relationships and delivering tailored financial solutions. With a strong foundation in credit analysis and loan structuring, she helps clients make informed decisions while guiding them through every step of the loan process.

KARINA CAMACHO

Founder & Broker Owner

C0-founder of Zima Mortgage. Karina is an experienced loan officer dedicated to helping individuals and businesses navigate the lending process with confidence. With a strong background in financial services and a deep understanding of mortgage, personal, and commercial loan products, Karina works closely with clients to identify the best financing options for their unique needs.

HENRY LUNA

Mentor & Real Estate Investment Specialist.

An investor with 27+ years of experience in the real estate market. Henry provides mentorship to those individuals looking at acquiring their first home and building wealth through investment in real estate. He supports the Zima mission through education and empowerment.

BRANDON CAMACHO

Loan Officer – Operations & Client Support

Brandon is a detail-oriented loan processor with a strong background in preparing, reviewing, and verifying loan files for approval. With a thorough understanding of lending guidelines and regulatory requirements, he ensures all documentation is complete and accurate before submission. He is well known for his accuracy, efficiency, and behind-the-scenes diligence that ensure every loan file is processed quickly, compliantly, and professionally.

RAY LOMA

Real Estate Agent

Ray is a dedicated real estate professional known for delivering exceptional service and results. With a strong understanding of the local market and a passion for helping clients achieve their goals, he guides buyers and sellers through every step of the real estate process. Committed to building lasting relationships, Ray strives to make each real estate experience smooth, successful, and stress-free.

LUZ CLEMENCIA MOLINA

Digital Marketing Director

Luz leads ZIMA’s digital strategy with creativity and precision. She ensures our educational message reaches thousands, promoting financial empowerment and smart real estate investing across all platforms.

DAVID

Loan Officer – Operations & Client Support

Brandon is a detail-oriented loan processor with a strong background in preparing, reviewing, and verifying loan files for approval. With a thorough understanding of lending guidelines and regulatory requirements, he ensures all documentation is complete and accurate before submission. He is well known for his accuracy, efficiency, and behind-the-scenes diligence that ensure every loan file is processed quickly, compliantly, and professionally.

Contact Information

Dirección: 1000 Essington Rd, Joliet, IL 60435

(331) 401-0055

[email protected]

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Licensing

Zima Mortgage is a trusted mortgage company committed to helping individuals and families across Illinois and Arizona achieve their dream of homeownership. With a strong focus on community, personalized service, and integrity, Zima Mortgage offers a wide range of home loan solutions tailored to meet each client’s unique needs. Whether you're a first-time homebuyer or refinancing your current home, our experienced team is here to guide you every step of the way—making the mortgage process simple.